Expert insights, legal guides, and articles to help you understand your rights and navigate personal injury and insurance claims in Alberta.
Dashcam footage can beuseful evidence in Alberta motor vehicle accident claims, potentially helping to demonstrate how a collision occurred, identify traffic violations, and clarify fault.
The Notice of Loss and Proof of Claim form is commonly used in Alberta accident benefits claims to notify the insurer of the collision, injuries, and claimed benefits.
In Alberta, bad faith occurs when an insurer fails to act fairly, honestly, or reasonably in handling a claim. It is a high legal threshold that requires strong evidence of unreasonable conduct.
Having a pre-existing condition does not automatically prevent you from pursuing an Alberta personal injury claim. The law recognizes that a collision can aggravate, worsen, or make symptomatic an existing condition.
If you are involved in a motor vehicle accident within Medicine Hat city limits where there is any injury or combined property damage exceeding $5,000, you are legally required to file a report.
If an insurance adjuster presents a settlement offer that appears lower than expected, individuals should review the offer carefully, ensure all medical evidence and losses are documented, and avoid signing a release prematurely.
In Alberta, Income Replacement Benefits (IRB) under Section B are calculated as 80% of your gross weekly income, capped at a maximum of $600 per week.
Section B Accident Benefits are available under Alberta’s Standard Automobile Policy (SPF No. 1) and provide essential coverage for medical treatment, rehabilitation expenses, and income replacement, regardless of who caused the accident.
As of January 1, 2027, the legal landscape for motor vehicle accidents in Alberta will undergo its most radical transformation in decades. The provincial government is moving away from the traditional Tort system where an injured party can sue an at-fault driver for damagesand toward a "Care-First" (No-Fault) model.
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