Is Your Insurer Acting Unfairly?
We Used to Work for Them — Now We Hold Them Accountable
Insurance companies must treat policyholders fairly. When an insurer delays, denies, or mishandles your claim without justification, it may be acting in bad faith — a serious breach of trust and the law. For nearly a decade, we defended insurers. Now we use that insider knowledge to fight for Albertans facing unfair treatment, unreasonable delays, and wrongful denials.
No Fee Unless We Win.
Why Albertans Choose Us for Bad Faith Insurance Claims
Insider Experience
We know how insurers operate behind the scenes because we used to work for them.
We Respond Fast
When insurers delay, we force action.
Focused on All Policy Types
Life, disability, home, auto, commercial, property, and more.
We Identify Bad Faith Patterns
Denials, delays, lowball offers, misinterpretations, and pressure tactics.
Aggressive, Evidence-Based Advocacy
Strong legal pressure and clear communication.
Feel like the insurer isn't treating you fairly?
Types of Bad Faith Claims We Handle
Insurance Claims We Handle
Long-Term Disability Denials
Life Insurance Denials
Critical Illness Denials
Commercial Insurance Disputes
Homeowners & Property Insurance Claims
Water, Fire, and Flood Loss Disputes
Vehicle Damage & Write-Off Disputes
Business Interruption Disputes
Section B Treatment & Disability Cut-Offs
Common Reasons for Disputes
Long, unexplained delays
Sudden reversals after months of cooperation
Unreasonable document demands
Refusing to talk or respond
Lowballing without justification
Misquoting the policy
Misinterpreting evidence
Ignoring your doctor, contractor, or expert
Biased IMEs or 'paper reviews'
Claim closed without proper investigation
Denying coverage without reading all the evidence
Accusing you of fraud without basis
Denials Based on Exclusions or Technicalities
Delay Tactics & Claims Mishandling
What To Do If You Suspect Bad Faith
- 1
Keep all letters, emails, texts, and voicemails from the insurer
- 2
Document every delay
Dates matter.
- 3
Request the insurer's reasons in writing
- 4
Do not argue directly with the adjuster
Let us handle it.
- 5
Contact us early
Bad faith gets worse over time.
Get clarity now.
Client Testimonials
See what our clients say about their experience with our firm and how we helped them through their personal injury claims.
I would highly recommend Shiv Ganesh with Wilson Laycraft for a lawyer. He is down to earth, got right to work and didn't BS around, but got to the point of the matter. He listened intensely and communicated well. He is highly knowledgeable in his field . I would DEFINITELY have him represent myself or any family member, friend or acquaintance that needed a GREAT lawyer.
D. N.
Shiv is absolutely fantastic at what he does. I was a pedestrian struck by a vehicle and he has been nothing but diligent, devoted, professional, and dedicated to get the best result possible for me. I am extremely grateful to have had him work on my case and will be recommending him whenever possible.
L. E.
My consultation with Shiv was excellent from beginning to end. He replied promptly, reviewed my paperwork ahead of time, and booked me in without any delays. The appointment itself was on time, efficient, and highly professional. I left genuinely impressed with how smooth and streamlined the entire process was.
C. W.
I appreciated how prepared Shiv was for my consult. He reviewed my documents ahead of time, booked me in on short notice, and started exactly on time. The meeting was efficient and well-run, and everything I needed was addressed clearly. Excellent service.
K. W.
Bad Faith Insurance FAQs (Alberta)
Trusted by Albertans
for serious injury claims.
Nearly a decade of experience defending insurers — now fighting for you. Member of the Canadian Bar Association, Alberta Civil Trial Lawyers Association (ACTLA), and the Law Society of Alberta. Backed by strong testimonials and proven advocacy.
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Free Consultation
We are listening.
Consultations are always free and we offer a complete commitment to our clients with no upfront legal fees unless we win.
Clear answers. Strong advocacy.
To start your free consultation, fill out the form. Or call us at 403-527-7736
SHIV GANESH
Personal Injury and Insurance Lawyer
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