Business Interruption Claim Denied?
We Used to Work for Insurers — Now We Fight for Alberta Businesses
A shutdown or slowdown can cripple a business fast. When your insurer disputes your business interruption (BI) claim, cash flow stops, operations stall, and employees are left in limbo. For nearly a decade, we defended insurers. Now we use that insider knowledge to fight for Alberta businesses seeking full BI compensation.
No Fee Unless We Win.
Why Businesses Choose Us for BI Claims
Insider Knowledge
We know exactly how insurers minimize BI losses because we used to act for them.
We Handle the Full Dispute
Adjusters, accountants, engineers, negotiations, litigation.
Complex BI Experience
Retail, hospitality, construction, manufacturing, professional services, rental portfolios.
Accurate Loss Quantification
We work with independent forensic accountants to calculate true lost profits.
Fast Intervention
BI disputes grow costly quickly — we take control early.
BI claim problems?
Types of Business Interruption Claims We Handle
Insurance Claims We Handle
Fire, Smoke & Explosion BI Losses
Water, Flood & Sewer Backup BI Losses
Equipment Breakdown & Machinery Failure
Supply Chain / Contingent BI
Utility Outage & Infrastructure Damage
Loss of Access or Denied Entry Claims
Partial Shutdown or Slowdown Claims
Commercial Building Damage Causing Operational Loss
Tenant Interruption Claims
Extra Expense Coverage Disputes
Ordinary Payroll & Key Employee Coverage
Rental Income Loss
Builder's Risk BI / Soft Cost Claims
Common Reasons for Disputes
Insurer says loss wasn't caused by a 'covered peril'
'Insufficient documentation' or 'unsupported calculations'
Disputes over the period of indemnity
Insurer-appointed accountants reduce income projections
Insurer says losses are due to 'market conditions,' not shutdown
Wrong gross profits or gross earnings methodology
Improper deductions or adjustments
Disallowed extra expenses
Payroll and fixed expenses undervalued
Scope of repair timelines minimized to reduce BI payment
Insurer delays to apply pressure
What to Do If Your BI Claim Is Being Delayed or Disputed
- 1
Gather financial statements and sales records
We help organize these.
- 2
Document downtime, cancellations, and lost contracts
- 3
Track extra expenses
Temporary equipment, staff retention, and relocation.
- 4
Request insurer accountings in writing
- 5
Do not rely solely on insurer-appointed accountants
- 6
Speak to a lawyer early
BI disputes escalate quickly.
Need clarity?
Client Testimonials
See what our clients say about their experience with our firm and how we helped them through their personal injury claims.
I would highly recommend Shiv Ganesh with Wilson Laycraft for a lawyer. He is down to earth, got right to work and didn't BS around, but got to the point of the matter. He listened intensely and communicated well. He is highly knowledgeable in his field . I would DEFINITELY have him represent myself or any family member, friend or acquaintance that needed a GREAT lawyer.
D. N.
Shiv is absolutely fantastic at what he does. I was a pedestrian struck by a vehicle and he has been nothing but diligent, devoted, professional, and dedicated to get the best result possible for me. I am extremely grateful to have had him work on my case and will be recommending him whenever possible.
L. E.
My consultation with Shiv was excellent from beginning to end. He replied promptly, reviewed my paperwork ahead of time, and booked me in without any delays. The appointment itself was on time, efficient, and highly professional. I left genuinely impressed with how smooth and streamlined the entire process was.
C. W.
I appreciated how prepared Shiv was for my consult. He reviewed my documents ahead of time, booked me in on short notice, and started exactly on time. The meeting was efficient and well-run, and everything I needed was addressed clearly. Excellent service.
K. W.
Business Interruption FAQs (Alberta)
Trusted by Albertans
for serious injury claims.
Nearly a decade of experience defending insurers — now fighting for you. Member of the Canadian Bar Association, Alberta Civil Trial Lawyers Association (ACTLA), and the Law Society of Alberta. Backed by strong testimonials and proven advocacy.
Request a
Free Consultation
We are listening.
Consultations are always free and we offer a complete commitment to our clients with no upfront legal fees unless we win.
Clear answers. Strong advocacy.
To start your free consultation, fill out the form. Or call us at 403-527-7736
SHIV GANESH
Personal Injury and Insurance Lawyer
Request a Free Consultation
We'll respond within one business day.
Time-sensitive?