Calgary Insurance Lawyer

Need Insurance Help in Calgary?

We Used to Work for Insurers — Now We Fight for You

When your insurance company delays, denies, or lowballs your claim, the financial stress can be overwhelming. For nearly a decade, we defended insurers. Today, we use that insider knowledge to help Calgary residents get the coverage and compensation they paid for.

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Straight talk. Strong advocacy. Real results.

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Why Choose Us in Calgary

Insider Advantage

Insider Advantage

We know how insurers assess, defend, and attack claims — because we used to do it for them.

Calgary-Focused

Calgary-Focused

We understand local insurance trends, court expectations, and how claims are handled in Calgary.

Clear, Direct Communication

Clear, Direct Communication

You'll always know where your file stands. No jargon. No confusion.

Strong Negotiators & Litigation-Ready

Strong Negotiators & Litigation-Ready

We prepare every insurance dispute with the assumption it could end up in court — insurers notice.

No Upfront Cost for many insurance disputes

No Upfront Cost for many insurance disputes

Many matters can be taken on contingency or hybrid billing depending on the claim type.

Facing an insurance problem in Calgary?

Insurance Disputes We Handle in Calgary

Long-Term Disability (LTD) Denials & Terminations

Life Insurance Denials

Critical Illness Insurance Denials

Home Insurance & Property Damage Disputes

Fire Loss & Smoke Damage Claims

Water Damage, Flooding & Sewage Back-Up Claims

Hail Damage & Alberta Weather-Related Losses

Commercial Property Insurance Disputes

Business Interruption Claims

Bad Faith Claims Against Insurers

Section B / Accident Benefits Disputes

Vehicle Damage Coverage / Property Damage Coverage Issues

Insurance Delays, Low Offers & "Investigation" Tactics

Insurance claim denied or delayed?

What to Do After an Insurance Denial in Calgary

  • 1
  • Get your denial letter in writing

    Insurers must provide reasons — even if they try to keep them vague.

  • 2
  • Keep all correspondence and policy documents

    Do NOT throw anything away.

  • 3
  • Get medical or expert support where needed

    This applies to LTD, injuries, fire losses, and commercial losses.

  • 4
  • Do NOT argue with the adjuster

    Insurers document every word. Let us handle communications.

  • 5
  • Contact a lawyer early

    Most people wait too long before seeking help — which weakens claims.

Insurance issue in Calgary?

What to Do After an Insurance Denial in Calgary

Client Testimonials

See what our clients say about their experience with our firm and how we helped them through their personal injury claims.

Five-star review rating

I would highly recommend Shiv Ganesh with Wilson Laycraft for a lawyer. He is down to earth, got right to work and didn't BS around, but got to the point of the matter. He listened intensely and communicated well. He is highly knowledgeable in his field . I would DEFINITELY have him represent myself or any family member, friend or acquaintance that needed a GREAT lawyer.

D. N.

Five-star review rating

Shiv is absolutely fantastic at what he does. I was a pedestrian struck by a vehicle and he has been nothing but diligent, devoted, professional, and dedicated to get the best result possible for me. I am extremely grateful to have had him work on my case and will be recommending him whenever possible.

L. E.

Five-star review rating

My consultation with Shiv was excellent from beginning to end. He replied promptly, reviewed my paperwork ahead of time, and booked me in without any delays. The appointment itself was on time, efficient, and highly professional. I left genuinely impressed with how smooth and streamlined the entire process was.

C. W.

Five-star review rating

I appreciated how prepared Shiv was for my consult. He reviewed my documents ahead of time, booked me in on short notice, and started exactly on time. The meeting was efficient and well-run, and everything I needed was addressed clearly. Excellent service.

K. W.

Five-star review rating

I recommend Shiv for his professional and honest legal counsel. He provided me with a clear and thorough insurance coverage opinion during a very difficult time, ensuring I understood exactly where I stood. I truly appreciated their straightforward communication, compassion, and fairness regarding my legal fees

Rami H

Five-star review rating

Working with Shiv and his team was a great experience. They explained everything clearly, handled the insurance process from start to finish, and always kept me updated. Professional, responsive, and easy to work with. I'd strongly recommend them to anyone needing help with an injury or insurance claim.

Mohand Shhadeh

Five-star review rating

I had a very positive experience with Shiv and his team. They made the process easy to understand, handled the paperwork and insurance issues, and were always quick to respond. Great service and highly recommended.

Marinka Avramovic

Five-star review rating

I hired Shiv for a very complex insurance matter with major liability risk. Within 90 days of taking over the file, he broke down the issues, developed a clear strategy, and significantly reduced the potential exposure. His work has likely saved me hundreds of thousands of dollars. Shiv is efficient, proactive, and knows how to handle high-stakes insurance disputes. I highly recommend him.

Wuilly Archila

Five-star review rating

Shiv is an absolutely fantastic lawyer and did not leave any stone unturned. He was methodical in approach and frequently showed us why his experience, professionalism, along side his reputation and network, was of exemplary standards. He really surpassed my expectations and I owe so much gratitude today for my family's wellbeing.

Daniel Gounder

Five-star review rating

I appreciated how prepared Shiv was for my consult. He reviewed my documents ahead of time, booked me in on short notice, and started exactly on time. The meeting was efficient and well-run, and everything I needed was addressed clearly. Excellent service.

Kasun Warnakulasooriya

Five-star review rating

I worked with Shiv and Candace through a car accident/injury claim that had some complexities relating to apportionment and liability disputes. They were exceptionally helpful and made sure to maximize the compensation, providing support along the way. If you have an accident claim and need legal assistance in the Lethbridge area, I would definitely reach out to Shiv and his team.

Brett Clifton

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Trusted by Albertans

for serious injury claims.

Nearly a decade of experience defending insurers — now fighting for you. Member of the Canadian Bar Association, Alberta Civil Trial Lawyers Association (ACTLA), and the Law Society of Alberta. Backed by strong testimonials and proven advocacy.

The Canadian Bar Association
The Law Society of Alberta
The Alberta Civil Trial Lawyers Association
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Consultations are always free and we offer a complete commitment to our clients with no upfront legal fees unless we win.

Clear answers. Strong advocacy.

To start your free consultation, fill out the form.
Call us at 403-527-7736 Or Text us at 403-527-7736

Shiv Ganesh

SHIV GANESH

Personal Injury and Insurance Lawyer

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Calgary Insurance Lawyer | Personal Injury Lawyer