Banff Insurance Lawyer
Need Insurance Help in Banff?
We Used to Work for the Insurers — Now We Fight for You
Insurance disputes in Banff often involve complex factors: tourism-related incidents, property damage, commercial losses, and outdoor-activity injuries. Insurers frequently delay or deny these claims. With nearly a decade of experience defending insurers, we now use that insider knowledge to help Banff residents and businesses get the coverage they paid for.
Straight talk. Strong advocacy. Real results.
Why Choose Us in Banff
Insider Advantage
We've seen exactly how insurers evaluate, deny, and minimize claims — because we used to work for them.
Local Context Matters
Banff claims often involve tourism, winter conditions, commercial hospitality risks, resort property losses, and remote-area accidents. We're familiar with the unique patterns.
Clear Guidance & Direct Communication
We break down your policy, explain your denial, and give you a realistic roadmap forward.
Litigation-Ready Approach
We prepare every file with the assumption it may need to escalate — insurers negotiate differently when they know you're serious.
Flexible Fee Options
Depending on the claim, we offer contingency, hybrid, and fixed-fee structures.
Facing a claim denial in Banff?
Insurance Disputes We Handle in Banff
Long-Term Disability (LTD) Denials & Terminations
Life Insurance Denials
Critical Illness Insurance Denials
Home & Condo Insurance Disputes
Short-Term Rental / Airbnb Insurance Claims
Tourism-Related Property Damage Claims
Fire & Smoke Damage (Chimney, Cabin & Lodge Losses)
Water, Flood, Ice Damming & Snow-Melt Damage Claims
Commercial Property & Hospitality Business Claims
Hotel, Restaurant & Retail Insurance Disputes
Business Interruption Claims (including tourism downturns)
Bad Faith Claims Against Insurers
Vehicle Damage & Property Loss Claims
Section B / Accident Benefits Disputes
Insurance Delays, Low Offers, & Extended "Investigations"
Insurance denying responsibility?
What to Do After an Insurance Denial in Banff
- 1
Keep all written correspondence
We need the denial letter, emails, adjuster notes, and policy documents.
- 2
Document your damages early
This is especially critical for property and commercial claims.
- 3
Continue medical or expert evaluations
Essential for LTD, CI, and serious injury-related denials.
- 4
Avoid arguing with adjusters
Insurers document everything and look for statements to limit coverage.
- 5
Contact a lawyer early
Insurance disputes become harder to reverse as time passes.
Insurance issue in Banff?
Client Testimonials
See what our clients say about their experience with our firm and how we helped them through their personal injury claims.
I would highly recommend Shiv Ganesh with Wilson Laycraft for a lawyer. He is down to earth, got right to work and didn't BS around, but got to the point of the matter. He listened intensely and communicated well. He is highly knowledgeable in his field . I would DEFINITELY have him represent myself or any family member, friend or acquaintance that needed a GREAT lawyer.
D. N.
Shiv is absolutely fantastic at what he does. I was a pedestrian struck by a vehicle and he has been nothing but diligent, devoted, professional, and dedicated to get the best result possible for me. I am extremely grateful to have had him work on my case and will be recommending him whenever possible.
L. E.
My consultation with Shiv was excellent from beginning to end. He replied promptly, reviewed my paperwork ahead of time, and booked me in without any delays. The appointment itself was on time, efficient, and highly professional. I left genuinely impressed with how smooth and streamlined the entire process was.
C. W.
I appreciated how prepared Shiv was for my consult. He reviewed my documents ahead of time, booked me in on short notice, and started exactly on time. The meeting was efficient and well-run, and everything I needed was addressed clearly. Excellent service.
K. W.
Banff Insurance Claim FAQs
Trusted by Albertans
for serious injury claims.
Nearly a decade of experience defending insurers — now fighting for you. Member of the Canadian Bar Association, Alberta Civil Trial Lawyers Association (ACTLA), and the Law Society of Alberta. Backed by strong testimonials and proven advocacy.
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Free Consultation
We are listening.
Consultations are always free and we offer a complete commitment to our clients with no upfront legal fees unless we win.
Clear answers. Strong advocacy.
To start your free consultation, fill out the form. Or call us at 403-527-7736
SHIV GANESH
Personal Injury and Insurance Lawyer
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