Vehicle Damage Claim Denied or Underpaid?
We Used to Work for Insurers — Now We Fight for Alberta Drivers
When your vehicle is damaged — in a crash, hailstorm, fire, theft, or another unexpected event — you rely on your insurer to step up. Instead, many insurers push delays, blame exclusions, or issue low repair valuations. For nearly a decade, we defended insurance companies. Now we use that insider experience to help Albertans get proper repairs or a fair payout.
No Fee Unless We Win.
Why Alberta Drivers Choose Us for Vehicle Damage Claims
Insider Experience
We know how insurers undervalue vehicle damage because we used to defend them.
We Handle the Entire Dispute
Adjusters, body shops, appraisers, total loss valuations, negotiations, litigation.
All Vehicle Types
Cars, trucks, motorcycles, RVs, commercial vehicles, and more.
OEM vs. Aftermarket Expertise
We challenge forced aftermarket parts and fight for proper repairs.
Fast Action
Vehicle damage disputes escalate quickly — early intervention matters.
Vehicle damage claim problems?
Types of Vehicle Damage Claims We Handle
Insurance Claims We Handle
Collision Damage
Theft & Vandalism
Hail Damage
Fire Damage
Flood / Water Damage
Hit-and-Run Vehicle Damage
Animal Collision (deer, moose, etc.)
Cracked or Broken Windows & Glass
Write-Off / Total Loss Valuation Disputes
Repair Estimate & Body Shop Disputes
OEM vs. Aftermarket Parts Issues
Deductible Disputes
Alleged Exclusions (maintenance, wear and tear, commercial use)
Bad Faith Claim Handling
Common Reasons for Disputes
Damage wasn't caused by the incident
'Wear and tear' or 'mechanical failure'
Driver not listed or excluded
Vehicle used for commercial purposes
Not sudden or accidental
Damage existed before the event
Low write-off values (ACV disputes)
Insurer body shops recommending cheaper, inadequate repairs
Aftermarket parts forced instead of OEM
Improper depreciation or 'betterment'
What to Do If Your Vehicle Damage Claim Is Denied or Reduced
- 1
Request all adjuster notes, photos, and estimates
- 2
Photograph your vehicle thoroughly
- 3
Get an independent body shop estimate
- 4
Save receipts for towing, rental cars, and temporary costs
- 5
Don't accept the first offer
Early offers are often low.
- 6
Speak with a lawyer early
Delays strengthen the insurer's position.
Need direction?
Client Testimonials
See what our clients say about their experience with our firm and how we helped them through their personal injury claims.
I would highly recommend Shiv Ganesh with Wilson Laycraft for a lawyer. He is down to earth, got right to work and didn't BS around, but got to the point of the matter. He listened intensely and communicated well. He is highly knowledgeable in his field . I would DEFINITELY have him represent myself or any family member, friend or acquaintance that needed a GREAT lawyer.
D. N.
Shiv is absolutely fantastic at what he does. I was a pedestrian struck by a vehicle and he has been nothing but diligent, devoted, professional, and dedicated to get the best result possible for me. I am extremely grateful to have had him work on my case and will be recommending him whenever possible.
L. E.
My consultation with Shiv was excellent from beginning to end. He replied promptly, reviewed my paperwork ahead of time, and booked me in without any delays. The appointment itself was on time, efficient, and highly professional. I left genuinely impressed with how smooth and streamlined the entire process was.
C. W.
I appreciated how prepared Shiv was for my consult. He reviewed my documents ahead of time, booked me in on short notice, and started exactly on time. The meeting was efficient and well-run, and everything I needed was addressed clearly. Excellent service.
K. W.
Vehicle Damage Claim FAQs (Alberta)
Trusted by Albertans
for serious injury claims.
Nearly a decade of experience defending insurers — now fighting for you. Member of the Canadian Bar Association, Alberta Civil Trial Lawyers Association (ACTLA), and the Law Society of Alberta. Backed by strong testimonials and proven advocacy.
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Free Consultation
We are listening.
Consultations are always free and we offer a complete commitment to our clients with no upfront legal fees unless we win.
Clear answers. Strong advocacy.
To start your free consultation, fill out the form. Or call us at 403-527-7736
SHIV GANESH
Personal Injury and Insurance Lawyer
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