In a Dispute With Your Commercial Insurer?
We Used to Defend Them — Now We Fight for Alberta Businesses
When an insurer disputes coverage, delays payment, or lowballs your commercial loss, your business suffers. These disputes aren't neutral — they're strategic. For nearly a decade, we represented insurers. Now we use that insider knowledge to help Alberta businesses secure full indemnity.
Straight talk. Strong advocacy. Proven results.
Why Businesses Choose Us for Insurance Disputes
Insider Knowledge
Years spent acting for insurers means we know their tactics.
We Handle the Entire Dispute
Negotiation, appraisal, exams, expert evidence, litigation.
Complex Claims Experience
BI, equipment breakdown, fire, flood, construction, CGL, and more.
Clear Fee Structures
Flat-fee coverage reviews or contingency options for disputes.
Fast, Decisive Action
Insurance disputes escalate quickly — we stabilize the situation.
Dispute brewing with your insurer?
Types of Commercial Insurance Disputes We Handle
Insurance Claims We Handle
Coverage Denials & Partial Denials
Underpayment & Lowball Valuations
Delayed Investigations
Business Interruption (BI) Disputes
Scope of Repair / Replacement Cost Conflicts
Actual Cash Value (ACV) vs. Replacement Cost Disputes
Equipment Breakdown & Machinery Failure
Water, Flood, Sewer & Overland Damage Disputes
Fire, Smoke & Explosion Claims
Theft, Vandalism & Crime Loss Disputes
Builder's Risk / Construction Coverage Conflicts
Exclusions (faulty workmanship, maintenance, wear and tear)
Bad Faith Insurance Handling
Disputes Over Experts, Engineers & Accountants
Policy Interpretation Disputes
CGL (Commercial General Liability) Coverage Conflicts
Common Reasons for Disputes
Insurer suddenly changes their position after weeks/months
Repeated document requests used as delay tactics
Insurer's engineer/adjuster blames "wear and tear" or "maintenance"
Loss is undervalued by hundreds of thousands
Business interruption profits calculated incorrectly
Depreciation applied where it shouldn't be
Insurer pushing a repair when replacement is required
Exclusion cited without proper justification
Insurer tells you it's a "complex claim" — meaning delay
Communication slows or stops entirely
What to Do When You're in a Coverage Dispute
- 1
Document everything
Repairs, downtime, expenses, communications.
- 2
Stop relying on insurer-appointed experts
They are not neutral.
- 3
Don't accept partial denials without advice
- 4
Keep detailed business-interruption records
- 5
Speak to a lawyer early
Disputes harden quickly.
Need guidance now?
Client Testimonials
See what our clients say about their experience with our firm and how we helped them through their personal injury claims.
I would highly recommend Shiv Ganesh with Wilson Laycraft for a lawyer. He is down to earth, got right to work and didn't BS around, but got to the point of the matter. He listened intensely and communicated well. He is highly knowledgeable in his field . I would DEFINITELY have him represent myself or any family member, friend or acquaintance that needed a GREAT lawyer.
D. N.
Shiv is absolutely fantastic at what he does. I was a pedestrian struck by a vehicle and he has been nothing but diligent, devoted, professional, and dedicated to get the best result possible for me. I am extremely grateful to have had him work on my case and will be recommending him whenever possible.
L. E.
My consultation with Shiv was excellent from beginning to end. He replied promptly, reviewed my paperwork ahead of time, and booked me in without any delays. The appointment itself was on time, efficient, and highly professional. I left genuinely impressed with how smooth and streamlined the entire process was.
C. W.
I appreciated how prepared Shiv was for my consult. He reviewed my documents ahead of time, booked me in on short notice, and started exactly on time. The meeting was efficient and well-run, and everything I needed was addressed clearly. Excellent service.
K. W.
Commercial Insurance Disputes FAQs (Alberta)
Trusted by Albertans
for serious injury claims.
Nearly a decade of experience defending insurers — now fighting for you. Member of the Canadian Bar Association, Alberta Civil Trial Lawyers Association (ACTLA), and the Law Society of Alberta. Backed by strong testimonials and proven advocacy.
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Free Consultation
We are listening.
Consultations are always free and we offer a complete commitment to our clients with no upfront legal fees unless we win.
Clear answers. Strong advocacy.
To start your free consultation, fill out the form. Or call us at 403-527-7736
SHIV GANESH
Personal Injury and Insurance Lawyer
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