T-Bone Accidents at Intersections in Alberta: Liability Issues & Compensation
A **T-bone accident** (also known as a side-impact or broadside collision) happens when one vehicle hits the side of another, creating a "T" shape. These crashes occur most often at intersections — and they're among the most dangerous types of collisions because vehicles have less side protection than front or rear bumpers.
In Alberta, T-bone accidents frequently cause complicated **liability disputes**. Drivers often blame each other, and insurers are quick to deny or minimize claims. Victims struggle with hospital stays, physiotherapy, lost income, and the stress of arguing with adjusters who seem determined to pay as little as possible.
As personal injury lawyers who once defended insurance companies, we know exactly how insurers handle T-bone accidents — and how to fight back. This guide covers common injuries, liability issues, steps to take after a crash, and how to recover fair compensation.
What Counts as Personal Injury After a T-Bone Accident?
"Personal injury" refers to any physical or psychological harm caused by another person's negligence. In side-impact crashes, the injuries are often severe because the side of a vehicle has little space to absorb impact.
Common T-Bone Accident Injuries in Alberta:
Why Liability Is Complicated in T-Bone Collisions
Fault is often disputed in T-bone collisions at intersections. Here are common scenarios where liability can be complicated:
Running a Red or Stop Sign
The driver disobeying signals is typically at fault.
Left Turns Across Oncoming Traffic
A driver turning left without a safe gap may be liable.
Failure to Yield
Disputes arise at uncontrolled intersections regarding who had priority.
Distracted or Impaired Driving
Phone use, fatigue, or impairment often plays a role.
Shared Fault
Both drivers can be partially at fault, reducing compensation under Alberta's contributory negligence rules.
Steps to Take Immediately After a T-Bone Accident
Taking immediate action after a T-bone accident is crucial to preserve evidence and protect your rights:
Call 911
So paramedics and police can attend and create an official record.
Move to Safety
If possible, but don't leave the scene.
Get Medical Care Right Away
Even if injuries aren't obvious.
Take Photos
Of both vehicles, skid marks, traffic signals, and your injuries.
Collect Witness Statements
Independent accounts are crucial in liability disputes.
Request a Police Report
And ask how to obtain a copy.
Report the Accident to Your Insurer
But avoid recorded statements without advice.
Write Down Your Symptoms Daily
To document the ongoing impact.
Contact an Alberta Car Accident Lawyer Early
To preserve evidence and protect your rights.
How a Lawyer Helps With T-Bone Accident Claims
Experienced personal injury lawyers play a crucial role in T-bone accident claims:
Investigating Fault
Gathering traffic camera footage, dashcam evidence, or accident reconstruction reports.
Working With Medical Experts
Ensuring injuries are accurately diagnosed and classified.
Negotiating Settlements
Covering treatment, lost wages, rehabilitation, and pain and suffering.
Trial Preparation
Showing insurers we're ready for court often leads to stronger settlements.
Protecting Victims From Insurer Tactics
Handling calls, paperwork, and negotiations so clients can focus on recovery.
Case Example
A driver injured in a Calgary T-bone crash was offered $10,000 by her insurer. After securing expert reports and proving fault through witness statements, her case settled for **$180,000**.
Frequently Asked Questions
Conclusion
T-bone accidents at intersections are among the most dangerous and legally complex crashes in Alberta. With fault often disputed and insurers quick to minimize payouts, the steps you take after a collision can shape the outcome of your claim.
Seek medical care immediately
Document the scene and get witness information
File a police report and notify your insurer
Call an experienced Alberta car accident lawyer early