Legal Guide

Do Jaywalking Pedestrians Still Have Claims?

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Do Jaywalking Pedestrians Still Have Claims?

Most people assume that if they were jaywalking when a crash happened, they automatically lose the right to compensation. That's not true.

In Alberta, fault in a pedestrian accident isn't "all or nothing." Even if you were crossing outside a marked crosswalk, you may still have a valid personal-injury claim — because drivers owe a continuing duty to operate their vehicles safely and keep a proper lookout.

As Alberta injury lawyers who once defended insurers, we've seen how companies exploit the word *jaywalking* to deny legitimate claims. This guide explains what Alberta law actually says, how partial fault works, and how injured pedestrians can still recover damages even when they weren't in a crosswalk.

This guide covers:

What is considered jaywalking in Alberta
How fault works in jaywalking accidents
Driver liability even when pedestrian jaywalks
Common insurance defences in jaywalking cases
Steps to take immediately after a jaywalking accident
How a lawyer proves negligence in jaywalking cases
Alberta laws that apply to jaywalking claims
Compensation available to jaywalking pedestrians

What Is Considered Jaywalking in Alberta?

Under Alberta's *Traffic Safety Act*, *jaywalking* generally means crossing a road **outside a marked or unmarked crosswalk** when it's unsafe to do so. Pedestrians are required to:

Pedestrian Requirements:

Cross at intersections or designated crosswalksWhenever possible, pedestrians should use marked or unmarked crosswalks at intersections.
Yield to oncoming vehicles if crossing mid-blockWhen crossing outside a crosswalk, pedestrians must yield to vehicles that have the right of way.
Avoid suddenly stepping into the path of a moving vehiclePedestrians must not enter the roadway in a way that creates an immediate hazard for drivers.

How Fault Works in Jaywalking Accidents

Alberta follows a **comparative (or contributory) negligence** system. This means that:

1

Percentage-Based Fault Assessment

Each party's share of fault is assessed as a percentage.

2

Reduced but Not Eliminated Compensation

Your compensation is reduced by your portion of fault, but not eliminated.

3

Example Calculation

If you're found **30% at fault** for crossing mid-block and the driver is **70% at fault** for speeding or distraction, you still recover **70% of your total damages.**

Even where a pedestrian technically "jaywalked," drivers can still be liable if they were speeding or distracted, failing to maintain proper lookout, driving too fast for weather or lighting conditions, impaired or fatigued, or ignoring a pedestrian already visible on the roadway.

Common Insurance Defences in Jaywalking Cases

Insurers often claim "no claim" in jaywalking cases as a strategy to reduce payouts. These arguments are designed to intimidate claimants into accepting low settlements.

The pedestrian suddenly ran into traffic

Insurers claim the pedestrian appeared too quickly for the driver to react.

The driver had no chance to react

Defence argues insufficient time to avoid the collision.

The pedestrian crossed where prohibited

Insurers emphasize the technical violation of traffic laws.

Visibility was poor — the driver couldn't see them

Defence claims environmental factors prevented proper observation.

Were you hit while jaywalking?

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Steps to Take Immediately After a Jaywalking Accident

Your actions immediately after a jaywalking accident can protect your health and strengthen your claim.

Call 911 and ensure police respond

Their report is crucial for proving liability.

Seek medical attention immediately

Even for minor pain or dizziness, medical records document your injuries.

Document the scene

Take photos of the location, streetlights, skid marks, and vehicle. Note where you were crossing and nearby signage.

Collect witness information and driver details

Get names, phone numbers, and statements from anyone who saw the accident.

Request the police report number

This helps you obtain the official report later.

Do not speak to the driver's insurer or sign any paperwork

Avoid communication without legal advice.

Contact an Alberta pedestrian-injury lawyer quickly

Early legal involvement preserves evidence and manages communications.

How a Lawyer Proves Negligence in Jaywalking Cases

A lawyer's job is to show that, regardless of where you crossed, the driver could and should have avoided the collision. We do this by:

Obtaining intersection or dash-cam footage

Video evidence shows visibility and driver reaction time.

Analyzing black-box data from the vehicle

Reveals speed, braking patterns, and driver behavior before impact.

Consulting accident reconstruction experts

Expert analysis on stopping distances, lighting conditions, and reaction times.

Reviewing driver phone records

Evidence of distraction through phone use at the time of the accident.

Proving excessive speed, impairment, or inattention

Demonstrating driver negligence through multiple evidence sources.

Case Example

A Calgary pedestrian crossed mid-block on a dimly lit street. The insurer claimed she 'ran into traffic.' Our investigation revealed the driver was speeding and on their phone. Fault was split 25/75 in our client's favour, resulting in a **$310,000 settlement** for medical costs and wage loss.

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Frequently Asked Questions

Conclusion

Even if you were jaywalking, Alberta law still protects your right to fair compensation. Drivers must remain alert and avoid collisions whenever reasonably possible — and insurers can't simply deny claims by blaming where you crossed.

Get medical attention immediately

Preserve photos, records, and witness details

Avoid insurer communication

Contact an experienced lawyer early

Don't let insurers misuse the word 'jaywalking' — call today for a free case review.

Contact us today for a free consultation. No fee unless we win.