Legal Guide

Distracted Driving Accidents in Alberta: What Victims Need to Know

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Distracted Driving Accidents in Alberta: What Victims Need to Know

Distracted driving is one of the leading causes of car accidents in Alberta. From texting and scrolling social media to eating or adjusting a GPS, even a few seconds of inattention can lead to devastating crashes. Despite strict laws and fines, thousands of distracted driving collisions happen in Alberta every year—often with serious injuries.

For victims, the aftermath of a distracted driving accident can feel overwhelming. You may face hospital bills, months of rehabilitation, lost wages, and pushback from insurers eager to minimize your claim.

As Alberta personal injury lawyers who used to defend insurers, we understand exactly how they handle distracted driving claims—and how to fight back for fair compensation.

This guide explains:

Common injuries caused by distracted driving
Alberta's distracted driving laws
Why insurers often dispute these cases
Steps to take immediately after a distracted driving accident
How liability is proven in Alberta
What a lawyer can do to help

What Counts as Personal Injury After a Distracted Driving Accident?

Personal injury includes both physical and psychological harm caused by another person's negligence. When drivers are distracted, collisions often occur at full speed—leading to severe injuries.

Common Distracted Driving Accident Injuries in Alberta:

Whiplash & Soft Tissue Injuriesfrom sudden impacts.
Traumatic Brain Injuries (TBIs)caused by head strikes or violent jolts.
Spinal Cord & Back Injuriesincluding herniated discs, paralysis, or chronic back pain.
Broken Bones & Fracturesin the arms, legs, ribs, or pelvis.
Internal Injuriessuch as organ damage or internal bleeding.
Psychological Injurieslike PTSD, driving anxiety, or depression.

Alberta's Distracted Driving Laws

Alberta law prohibits drivers from engaging in activities that take their attention away from driving.

1

Prohibited Activities

Alberta law prohibits drivers from: Using hand-held cellphones for calls, texting, or emails. Entering information into GPS devices while driving. Adjusting music players or screens. Reading printed materials. Grooming or personal hygiene activities.

2

Penalties (as of 2025)

$300 fine and 3 demerit points. While fines are significant, the bigger consequence is liability. If a distracted driver causes a collision, they may be found negligent and responsible for compensating victims.

If a distracted driver causes a collision, they may be found negligent and responsible for compensating victims.

Common Insurance Challenges in Alberta

Even when distracted driving is clear, insurers often push back:

Disputing Fault

Arguing there isn't proof the driver was distracted.

Lowball Offers

Offering quick settlements that don't reflect medical and income losses.

Delay Tactics

Dragging out claims to pressure victims into settling.

Misclassifying Injuries as Minor

Using Alberta's injury cap (just over $6,000 in 2025) to minimize payouts.

Injured by a distracted driver?

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Steps to Take Immediately After a Distracted Driving Accident in Alberta

Your actions immediately after a distracted driving accident can protect your health and strengthen your claim.

Call 911

Report the accident immediately so police and paramedics can attend the scene. Their records provide crucial evidence, especially if distracted driving is suspected.

Get Medical Attention

Even if you feel fine, see a doctor or paramedic right away. Injuries like whiplash, concussions, or internal bleeding often appear hours or days later.

Document the Scene

Take photos of all vehicles, road conditions, skid marks, and any visible injuries. This evidence helps prove how the accident occurred and the extent of damage.

Collect Witness Information

Ask bystanders for their names and contact details. Witnesses may confirm that the other driver was texting, using their phone, or otherwise distracted.

Ask About Dashcam or Surveillance Footage

Look for nearby cameras or dashcams that may have recorded the crash. Video evidence is one of the strongest ways to prove distracted driving.

Obtain the Police Report

Ask how to get a copy of the report once it's filed. Police may note suspected distraction, which can be powerful support for your claim.

Notify Your Insurer Promptly

Report the accident to your insurance company as soon as possible. Stick to the facts and avoid recorded statements until you've spoken with a lawyer.

Keep a Recovery Journal

Track your pain levels, medical appointments, and time missed from work. This running record shows the day-to-day impact of your injuries.

Contact an Alberta Car Accident Lawyer Early

A lawyer can preserve evidence such as phone records or surveillance footage before it's lost. They'll also protect you from insurer tactics designed to minimize payouts.

How a Lawyer Helps With Distracted Driving Accident Claims

An experienced personal injury lawyer can help you navigate the complexities of a distracted driving claim and fight for fair compensation:

Proving Distraction

Gathering phone records, dashcam footage, or witness testimony.

Working With Medical Experts

Documenting injuries to ensure they aren't unfairly capped.

Negotiating Settlements

Covering medical care, rehabilitation, income loss, and future needs.

Preventing Blame Shifting

Protecting victims from insurers who argue partial fault.

Trial Preparation

Demonstrating readiness for court often leads to better settlements.

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Frequently Asked Questions

Conclusion

Distracted driving is a leading cause of serious crashes in Alberta—and victims often pay the price. If you've been injured, knowing your rights and taking the right steps early can make all the difference.

Alberta bans cellphone use and other distractions while driving.

Insurers often deny or minimize these claims.

Proving distraction requires evidence like phone records or witness testimony.

A lawyer can protect your rights, handle insurers, and pursue full compensation.

Injured by a distracted driver? Contact us today for a free consultation.

No fee unless we win.