Legal Guide

Comparative Negligence in Bicycle Accidents

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Comparative Negligence in Bicycle Accidents

Cyclists and drivers share Alberta's roads — and when collisions happen, determining who's at fault isn't always straightforward. In many bicycle accidents, both parties may have made mistakes that contributed to the crash.

This is where comparative negligence (also called contributory negligence) comes in. It's a legal principle that determines how much each person's actions contributed to the accident — and how that affects compensation.

As Alberta injury lawyers who have handled hundreds of bicycle and pedestrian claims, we know how insurers use comparative negligence to reduce payouts. This guide explains how fault is divided, how it impacts settlements, and what cyclists can do to protect their claim.

This guide covers:

What comparative negligence means
Common scenarios involving shared fault
How comparative negligence affects compensation
How insurers use comparative negligence to reduce payouts
How fault is proven in bicycle accident claims
Steps to take after a bicycle accident
How to reduce your share of fault as a cyclist
Compensation available even with shared fault

What Is Comparative Negligence?

Comparative negligence means that when more than one person is responsible for an accident, compensation is shared according to each party's degree of fault.

Example:

Bicycle Accident ScenarioIn a bicycle accident, both the driver and cyclist could be partly at fault — for example, if the driver turned without signalling and the cyclist was riding outside the lane markings.
Alberta LawUnder Alberta's negligence laws, an injured person can still recover compensation even if they were partly to blame. The amount is simply reduced by their percentage of fault.
Compensation CalculationIf a cyclist's total damages are $100,000 and they are found 25% responsible for the collision, they still receive $75,000.

Common Scenarios Involving Shared Fault

Many Alberta bicycle accidents involve some level of shared responsibility. Common examples include:

1

Unsafe turns

A driver cuts across a bike lane, but the cyclist was riding without lights.

2

Stop-sign collisions

The cyclist slows but doesn't fully stop, while the driver fails to yield.

3

Dooring incidents

The driver opens a car door without checking, but the cyclist was riding too close to parked cars.

4

Sidewalk cycling

The cyclist was riding on a sidewalk and entered a crosswalk unexpectedly.

5

Poor visibility

Both parties fail to use appropriate lighting or reflective gear at night.

Even when cyclists make small errors, they still have strong claims when a driver's negligence is the main cause of the crash.

How Comparative Negligence Affects Compensation

Comparative negligence reduces compensation based on each party's share of fault. This reduction applies to all categories of damages, including pain and suffering, medical expenses, income loss, and future care.

10% fault

90% compensation

25% fault

75% compensation

50% fault

50% compensation

Facing an insurer's comparative negligence argument?

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Steps to Take After a Bicycle Accident

Your actions immediately after a bicycle accident can protect your health and strengthen your claim.

Call 911 and ensure police attend the scene

A police report is crucial for documenting the accident and establishing fault.

Seek immediate medical attention, even for minor injuries

Medical records document the extent of your injuries and link them to the accident.

Take photos of the scene, vehicles, and any visible injuries

Visual evidence helps prove fault and the severity of the crash.

Gather witness contact information

Independent witnesses can confirm how the accident happened.

Request the police report number

This helps you obtain the official report later.

Avoid speaking to insurers before getting legal advice

Insurers may use your statements to reduce your claim.

Contact an Alberta bicycle-injury lawyer quickly to protect your rights and evidence

Early legal involvement ensures evidence is preserved and deadlines are met.

How a Lawyer Protects Your Claim

An experienced bicycle accident lawyer can help minimize your share of fault and maximize your compensation:

Challenges Unfair Fault Assessments

Disputes insurer claims about your percentage of fault with evidence and legal precedent.

Gathers Strong Evidence

Obtains police reports, video footage, and expert analysis to prove the driver's primary fault.

Works with Accident Reconstruction Experts

Uses professional analysis to measure speeds, distances, and reaction times.

Negotiates Aggressively

Fights for fair compensation even when comparative negligence is involved.

Handles All Communication

Protects you from insurer pressure and ensures your statements don't harm your case.

FAQ section background image

Frequently Asked Questions

Conclusion

Comparative negligence doesn't mean cyclists lose their right to compensation — it simply adjusts recovery based on responsibility. In most Alberta bicycle accidents, drivers bear the majority of fault because they control the heavier, more dangerous vehicle and have a greater duty to avoid collisions.

Get medical attention immediately

Preserve all evidence and photos

Avoid insurer communication

Contact a lawyer early to protect your rights

Still have questions? Contact us today — your consultation is free.

Contact us today for a free consultation. No fee unless we win.