Legal Guide

Children Hit by Cars — Special Claim Issues

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Children Hit by Cars — Special Claim Issues

When a child is struck by a car, the consequences are devastating. Children are especially vulnerable due to their size and visibility, and the emotional, legal, and insurance challenges parents face can be overwhelming.

In Alberta, child injury claims have special rules. The law recognizes that children may not understand traffic dangers and that adults — especially drivers — have a higher duty of care towards them.

Alberta injury lawyers with over a decade of experience — including defending insurers — understand how these claims are evaluated and how to protect families. This guide explains liability determination, the unique aspects of children's claims, and how to ensure full compensation for a child's future needs.

This guide covers:

Why children are at greater risk of being hit by cars
Special legal rules for child injury claims
Common injuries when children are struck by cars
Common insurance defences in child injury claims
Steps parents should take after a child is hit by a car
How a lawyer protects a child's future
Alberta laws affecting child pedestrian claims
Compensation available for children injured by cars

Why Children Are at Greater Risk of Being Hit by Cars

Children are more likely to be struck by vehicles because they:

Risk Factors:

Size and VisibilityAre smaller and harder to see, especially near parked cars or intersections.
Limited JudgmentHave limited judgment about vehicle speed and distance.
Easily DistractedAre easily distracted while playing or walking.
Unpredictable MovementMove unpredictably, often stepping into traffic suddenly.
School and Playground AreasWalk to and from schools, playgrounds, or bus stops near busy roads.

Special Legal Rules for Child Injury Claims

When a child is hit by a car, several legal principles apply differently than in adult claims:

1

Capacity and Fault

Alberta law recognizes that children can't be held to the same standard of care as adults. Children under 7 are generally presumed incapable of contributory negligence. Older children may share limited fault based on age, maturity, and understanding of danger.

2

Parental Representation

A parent or guardian must file the claim on the child's behalf as a 'litigation representative.'

3

Settlement Approval

Any settlement for a minor must be approved by the Court of King's Bench to ensure it's in the child's best interests.

4

Limitation Period Suspension

The standard two-year limitation period is paused until the child turns 18. However, early filing is still essential to preserve evidence.

Common Insurance Defences in Child Injury Claims

Insurers often try to minimize payouts by shifting focus away from the driver's negligence. Common tactics include:

Blame the Child

Arguing the child "ran into traffic" suddenly.

Unavoidable Collision

Claiming the driver "could not have avoided" the collision.

Shared Fault Arguments

Suggesting "shared fault" if the child was older or riding a bike.

Downplaying Emotional Trauma

Downplaying "long-term emotional trauma" as "temporary."

Early Settlement Offers

Offering "early settlements" before medical outcomes are known.

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Steps Parents Should Take After a Child Is Hit by a Car

Following these steps immediately after an accident can significantly strengthen your case and protect your child's rights to compensation.

Call 911 Immediately

Call 911 immediately — ensure police document the scene.

Seek Emergency Medical Care

Seek emergency medical care for your child, even if injuries seem minor.

Keep All Medical Records

Keep all hospital and diagnostic records.

Take Photos

Take photos of the scene, vehicle, and visible injuries.

Obtain Witness Information

Obtain witness contact information and the driver's details.

Avoid Speaking with Insurers

Avoid speaking with insurers until you've received legal advice.

Contact an Alberta Child-Injury Lawyer

Contact an Alberta child-injury lawyer quickly to secure evidence and manage communication with adjusters.

How a Lawyer Protects a Child's Future

Child injury claims require careful handling and expert forecasting. An experienced lawyer will:

Obtain Pediatric Medical Opinions

Obtain pediatric and psychological medical opinions to assess long-term prognosis.

Work with Economic Experts

Work with economic experts to estimate future income loss if the child's career potential is affected.

Ensure Comprehensive Support

Ensure all rehabilitation and educational supports are included in the claim.

Manage Court Approval

Manage court approval of settlements and hold funds in trust until adulthood.

Pursue Punitive Damages

Pursue punitive damages in extreme negligence or drunk-driving cases.

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Frequently Asked Questions

Conclusion

When a child is hit by a car, no amount of compensation can erase the trauma — but the law provides tools to secure their medical care, education, and future security. Alberta's system recognizes that children deserve extra protection and that insurers must be held fully accountable.

Get immediate medical attention

Preserve all police and medical records

Avoid insurer communication

Contact a lawyer experienced in child injury claims

Still have questions? Contact us today — your consultation is free.

Contact us today for a free consultation. No fee unless we win.

Children Hit by Cars — Special Claim Issues | Legal Guide | Shiv Ganesh