Average Settlement for Traumatic Brain Injuries in Alberta
A traumatic brain injury (TBI) can instantly change your life. It can lead to headaches, memory loss, and permanent cognitive impairment—affecting your health, work, and family life.
If your injury was caused by someone else's negligence—whether in a car crash, fall, or workplace accident—you may be entitled to significant compensation. But brain-injury cases are complex. Insurers often try to minimize payouts by arguing your symptoms are "subjective" or "mild."
Alberta personal-injury lawyers who previously defended insurance companies understand how these claims are evaluated and underpaid—and how to prove the true value of your losses.
This article explains how Alberta courts and insurers calculate TBI settlements, what factors affect compensation, and how to protect your rights.
This guide covers:
What Counts as a Traumatic Brain Injury?
A traumatic brain injury (TBI) occurs when external force damages the brain. This can result from direct impact, rapid acceleration/deceleration, or penetration by a foreign object. TBIs range from concussions to severe brain damage requiring lifelong care.
Common Types of Brain Injuries:
Common Insurance Challenges in Alberta
Brain injuries are invisible to the eye—and insurers use that to their advantage. They may question the diagnosis, deny long-term symptoms, or insist that cognitive changes are unrelated to the accident.
Downplaying Concussions
Suggesting symptoms are exaggerated or unrelated to the crash.
Relying on Biased Medical Exams
Insurer-retained doctors may claim you've fully recovered after a few weeks.
Delaying Neuropsychological Testing
Without timely assessments, memory and attention problems are harder to prove.
Misclassifying the Injury
Some insurers incorrectly categorize TBIs as 'minor' to apply Alberta's injury cap.
Offering Low Settlements Early
Early offers often exclude compensation for future cognitive or emotional complications.
Key point: We know these strategies well because we used to defend insurers. Today, we use that insider knowledge to anticipate and dismantle their arguments.
Steps to Take Immediately After a Head or Brain Injury
The first days and weeks after a brain injury are critical—for both your recovery and your legal claim.
Get Immediate Medical Attention
Even mild concussions need medical documentation.
Request Diagnostic Imaging and Specialist Referrals
Neurologists and neuropsychologists can confirm the extent of your injury.
Track Your Symptoms
Keep a journal of headaches, fatigue, emotional changes, or cognitive lapses.
Avoid Making Recorded Statements to Insurers
Your words may later be used to downplay symptoms.
Contact an Alberta TBI Lawyer Early
These claims require medical, vocational, and neuropsychological evidence that only experienced counsel can coordinate.
How a Lawyer Helps With Brain-Injury Claims
Brain-injury claims are medically and legally complex. Symptoms may fluctuate, and insurers often exploit any gap in medical proof. A lawyer ensures that your case includes the expert evidence needed to show the full impact of your injury.
Gathering Expert Reports
Neurologists, neuropsychologists, and life-care planners provide objective evidence of impairment.
Documenting Cognitive and Emotional Losses
We work with family and employers to describe how the injury changed your daily life.
Calculating Long-Term Costs
Economists project lost income, rehabilitation, and caregiving expenses over decades.
Negotiating from Strength
Our experience defending insurers means we know when to push and when to litigate.
Handling All Communication
We shield you from insurer tactics so you can focus on recovery.
Frequently Asked Questions
Conclusion
A traumatic brain injury can permanently alter your health, career, and quality of life—but with the right legal support, you can secure the financial resources needed to move forward.
Get prompt medical assessment and follow-up care
Keep detailed records of symptoms and expenses
Don't settle before your condition stabilizes
Hire an experienced lawyer early
Still have questions? Contact us today — your consultation is free.
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